GroMo Instant Deals: Earn Up to Rs 175 on Vi Prepaid, GroScore and LXMI
GroMo Instant Deals explained: earn up to Rs 175 on Vodafone Prepaid, up to Rs 150 on GroScore and up to Rs 120 on LXMI, no credit check, and the easiest first sale for new partners.
Instant Deals is a new category in the GroMo app for quick, simple products that your customers can complete in minutes, with no credit check, no income proof, and no bank approval process.
There are three right now: Vodafone Prepaid (Vi), which pays up to Rs 175 per completed deal, GroScore, which pays up to Rs 150, and LXMI: UPI and Mutual Funds, which pays up to Rs 120.
They are the easiest products on GroMo to explain and the fastest to close, which makes them the natural first sale for a new partner. This guide explains what each one is, who needs it, and how to sell all three.
GroMo Instant Deals: quick facts
| Product | What the customer gets | Customer cost | Your payout |
|---|---|---|---|
| Vodafone Prepaid (Vi) | A Vi prepaid connection, or a switch to Vi keeping their number | Their chosen recharge plan | Up to Rs 175 |
| GroScore | Credit report explained simply, plus a 24x7 credit coach | Rs 9 for 3 days | Up to Rs 150 |
| LXMI: UPI and Mutual Funds | A finance app for women with UPI, digital gold rewards, and investing | Free | Up to Rs 120 |
Payouts are as per GroMo in September 2026. They are campaign-linked and can change, so always check the live rate on the product card in the app.
What makes a deal "instant"?
Most GroMo products, like credit cards and loans, depend on a bank approving your customer. The bank checks their credit score, income, and documents, and that decision can take days or end in a rejection you cannot control.
Instant Deals skip that entire step. There is no creditworthiness check and no income proof. The customer signs up for something they want, a mobile connection, a credit health tool, a free finance app, and the deal is done. That means fewer rejections, shorter conversations, and a much simpler first sale.
They are also everyday products. Everyone needs a mobile connection, many people want to understand their credit score, and a free UPI app with rewards is an easy yes, so you are not hunting for rare customers.
1. Vodafone Prepaid (Vi): Up to Rs 175 per deal
This is the highest-paying Instant Deal. You help someone get a Vi prepaid connection, either a new number or a switch from another network where they keep their existing number through MNP (mobile number portability).
What Vi offers the customer, as listed on the product card:
- 4G and 5G data speeds
- Unlimited calling and SMS on every plan
- Free OTT access with Vi Movies and TV plus Zee5
- Flexible validity of 28, 84, or 365 days
- Bonus data rollover and add-on packs
- No contract, just recharge and use
Who needs it: people unhappy with their current network, students and migrant workers who need a new or second SIM, families looking for OTT bundled into a plan, and anyone about to switch networks anyway.
How to pitch it: ask what frustrates them about their current network. Switching with MNP keeps their number, so the fear of losing contacts disappears, and that is usually the objection that matters most.
2. GroScore: Up to Rs 150 per deal
GroScore is a credit health platform. It helps people understand their credit report, find out why a loan or card was rejected, and fix it, with a 24x7 AI credit coach called Arjun who works in Hindi and English.
What the customer gets, as listed on the product card:
- A clear reason why their loan or card got rejected, and how to fix it for next time
- Their full credit report explained in simple language, every loan, EMI, and enquiry
- Arjun, a 24x7 personal credit coach in Hindi or English
- One-click emails to their bank or credit bureau for disputes, NOC, and closure letters
- One-click complaints in RBI format for harassment or unresolved errors
- Matched loan and card offers, marked as coming soon
It costs the customer Rs 9 for 3 days, with no documents, no income proof, and no branch visit.
Who needs it: anyone recently rejected for a loan or credit card, people with a low CIBIL score who do not know why, and borrowers stuck with an error or unresolved closure on their credit report. These are the same people searching for how to improve your credit score and credit cards for a low CIBIL score.
How to pitch it: GroScore fits naturally when someone tells you their application was rejected. Instead of losing that customer, you give them a way to understand and fix the problem, and once their score improves they are ready for a card or loan through you later.
3. LXMI: UPI and Mutual Funds: Up to Rs 120 per deal
LXMI is a finance app built for women, described in the catalogue as India's first financial platform for women to save, invest, and pay.
What the customer gets, as listed on the product card:
- Digital gold earned on every UPI transaction
- Investment tools and portfolios designed for women
- Expert sessions and financial learning
- A budget and expense tracker
- Completely free, with no hidden charges
Who needs it: women in your family and network who pay by UPI already and want to start saving or investing, homemakers managing household budgets, and working women new to investing.
How to pitch it: it is free and it rewards something they already do. Every UPI payment earns digital gold, so there is nothing to lose by switching. It pairs well with the ideas in female business ideas, since women running small businesses benefit from the budgeting tools too.
How to sell Instant Deals on GroMo
- Open GroMo and go to the Instant Deals category.
- Pick the product that fits the person. Network complaints mean Vi, a recent rejection means GroScore, a woman who wants to save means LXMI.
- Share your link and help them complete sign-up on the spot. Most deals are lost when the customer is left to finish alone.
- Track the deal in the app. Your commission is credited once the customer completes the deal as defined on the product card.
What can you earn?
Instant Deals pay less per sale than credit cards, but they close far more easily. As an illustration, 10 Vi connections, 10 GroScore sign-ups, and 10 LXMI sign-ups in a month could earn up to Rs 1,750 plus Rs 1,500 plus Rs 1,200, which is up to Rs 4,450, from simple conversations with people you already know.
This is an example, not a promise, and your actual earnings depend on how many customers complete a deal.
The real value is what comes next: a GroScore customer whose score recovers becomes a credit card customer, and a Vi customer who trusts you comes back for a savings account. The full product ladder is in sell financial products and earn money.
Why new partners should start here
A quick first win. Your first commission builds confidence faster than waiting on a bank approval, and it proves the model works.
No rejections to explain. With no credit check, you never have to tell someone their application was declined.
Practice for bigger products. Every Instant Deal teaches you to find a need, explain a product simply, and help someone finish, the exact skills that close credit cards and loans. It is also one of the more realistic answers to how to make money in one hour, because a single conversation can complete a deal.
Sell to genuine needs
Instant Deals are easy to sell, which makes them easy to oversell. Recommend Vi only to someone who actually wants a new connection or a better network, and GroScore only to someone who wants to understand or fix their credit, it costs them Rs 9.
People you help genuinely come back and refer others, and people you push do not.
Find Instant Deals in the GroMo app and earn on every completed deal. Free to join, free training.
FAQ: GroMo Instant Deals
1. What are Instant Deals on GroMo?
A category in the GroMo app for quick, simple products that customers can complete in minutes without a credit check or income proof. Right now it includes Vodafone Prepaid, GroScore, and LXMI: UPI and Mutual Funds.
2. How much can I earn from Instant Deals?
As per GroMo in September 2026, Vodafone Prepaid pays up to Rs 175, GroScore pays up to Rs 150, and LXMI pays up to Rs 120 per completed deal. Payouts are campaign-linked, so check the live rate in the app.
3. Do Instant Deals need a credit check?
No. Unlike credit cards and loans, there is no bank credit approval, which is why they are faster and easier to close.
4. What is GroScore?
A credit health platform that explains your credit report in simple language, tells you why a loan or card was rejected, and offers a 24x7 AI credit coach called Arjun in Hindi and English. It costs Rs 9 for 3 days.
5. What is LXMI?
A free finance app for women to save, invest, and pay, with digital gold rewards on every UPI transaction, investment tools, expert sessions, and a budget tracker.
6. Can I sell Vodafone Prepaid to someone already using another network?
Yes. They can switch to Vi through mobile number portability and keep their existing number.
7. When do I get paid for an Instant Deal?
Your commission is credited once the customer completes the deal as defined on the product card. The status of each deal is visible in the GroMo app.
8. Are Instant Deals good for beginners?
Yes. They are the easiest products to explain and close, there are no rejections to handle, and they build the skills you need for higher-paying products like credit cards.
Disclaimer
Payouts and product details are as per GroMo in September 2026. Commissions are campaign-linked and can change without notice, and the live rate on the product card in the app is the one that applies.
Earnings depend on how many customers complete a deal, and GroMo does not guarantee any income. Product features and plans for Vi, GroScore, and LXMI are set by their respective providers and can change.
This article is for information only and is not financial advice. GroMo is available only to users aged 18 and above.
