How to Earn Money Online Without Investment in 2024?

Due to rising inflation, many people are in search of a second income source and want to earn money online without additional investment. From students to working professionals, everyone is searching for an answer to the question: "How can I earn money online without investment?

Your search ends here! In this blog, we will discuss multiple ways to make money online without investment. Some of the best methods include creating online courses, publishing paid newsletters, participating in online surveys, and using sell-and-earn apps.

List of 10+ Best Ways to earn money online without investment in 2024

We have discussed all the possible ways through which you can start making money online in a short period of time. These methods not only help you earn money online but also require little to no investment.

1. Sell and Earn Apps

If you are a sales professional or believe that you can sell products effectively, then these platforms are made for you.

There are many benefits to using these platforms. You can earn money online , in a work from home without investment setup, and no aggressive targets.

Simply go to these websites and register yourself. By selling different items, you can earn predetermined commissions, which may vary depending on the type of products and the platform you are using.

Following are the websites where you can earn by selling:

1. GroMo
2. Amazon Associates
3. ClickBank

How to get started?

• Register yourself and set up your profile
• Choose from the list of products to generate your unique affiliate links
• Share the link with your friends, family & customers to generate sales and earn money from home without any investments.

How much can you earn?

There is significant potential in the sales field; the more you sell, the more you earn. Your online earnings will largely depend on the type of products you sell and the associated commission rates.

I am mentioning commission rated for all the financial products on GroMo:

2. Build a Website

A lot of new businesses are emerging, and they need developers for their website. If you are a front-end developer with experience in HTML/CSS, you can easily earn money online by building websites for clients.

You can find potential clients through social media, freelancing platforms, and your personal network.

You can earn money online without investment and by working from home at flexible hours. Your earnings will depend significantly on the clients you work with and the complexity of the projects.

Following are the websites where you can find quality clients:

1. Upwork
2. Fiverr
3. Freelancer

How to get started? :

• Create a portfolio showcasing your best work, including a variety of websites you have built.
• Find clients over social media, freelancing platforms and online communities.
• Ensure you deliver high-quality work within the agreed timeline.
  Ask for testimonials and referrals to attract more clients.

How much can you earn? : The more complex the project, the more money you can earn from it. For Indian clients, you can earn about ₹10,000 for a basic website, but for foreign clients, the earnings can go beyond ₹30,000.

3. Make Online Courses

If you are a subject matter expert and love teaching, selling courses online can become an active source of income for you.

Numerous platforms can help you set up and earn money by selling your courses on their sites. While these platforms do take a cut from your overall sales, they provide a ready-made audience for your content.

It's important to remember that the quality of your content must be top-notch to compete effectively and make money online without much investment.

Here are the top websites where you can host you online courses:

1. Udemy
2. Skillshare
3. Teachable

How to get started?

• Build a high quality course content in the niche of your choice.
• Choose the relevant platform and set up your course.
• Market your course on social media platforms and regularly engage with your students to earn more.

How much can you earn? :

There is a huge potential for earning money online without investment as many people are investing in online courses to enhance their skills and advance their careers. This audience base is not only large but also has significant spending power, as most are working professionals.

4. Sell Photographs Online

If you love taking photographs, those amazing photos sitting in your gallery could actually earn you money online.

You can make money online without investment by selling photographs on stock photo agencies. Every time someone downloads your image, you will get paid by the platform, either a commission or a fixed payment per month, depending on the platform’s policy.

If you can create a good collection of images, you can expect a regular income from it.

Following are the most trusted websites where you can sell photographs:

1. Shutterstock
2. Adobe Stock
3. iStock

How to get started?

• Focus on taking high quality images and creating a good image library on one theme.
• Select a well known and trusted photography website and upload your best work.
• Promote your photographs over different platforms and engage with your buyers.

How much can you earn?

The more images from your library people download, the more you can expect to earn every month.

5. Blogging

If writing is your passion, then this could be the perfect opportunity for you to earn money online without any investment. If you are an expert in any niche, from fashion to finance, you can write about it and educate others. You don't have to limit yourself to one topic; you can start different blogs on various subjects.

As your blogs gain higher rankings and attract good traffic, you can monetize them by displaying ads. It may take some time to reach that stage, but once you do, the income can be very significant.

Following are the most trusted websites where you can host your blogs:

1. WordPress.com
2. Blogger
3. Medium
4. Ghost

How to get started?

• Choose the topic that you are most interested in and set up your blog.
• Create high-quality content and follow basic SEO practices to rank higher on Google.
• Monetize your blog through various methods including ads, affiliate marketing, paid posts, and selling your products.

How much can you earn?

Earning money online through blogs is a slow process, and it might take a few months before you start seeing any income. However, once you build a solid foundation for your blog, you will be able to generate a steady stream of income.

6. Rent Used Items

You can make money online without investment by renting out items you don't use often, like your camera, car, or furniture. The more items you rent, the more money you can make. You can rent them out monthly or for a one-time fee, depending on what the client needs.

This is a great way to earn money online without any initial investment since you're using items you already have.

Here are the most trusted websites where you can rent your items:

1. Quikr
2. Zoomcar
3. RentoMojo

How to get started?

Prepare a list of items that are no longer in use and are in good condition.
List all the items on the rental platform with competitive prices.
Manage inquiries and respond promptly to potential customers. Regularly check and maintain the items to keep them in good condition.

How much can you earn?

Earnings highly depend on the item you are renting. For example, renting out a basic camera can earn you around Rs. 700 per day, while renting out a car can earn you around Rs. 4,000 per day.

7. Publish Paid Newsletters

Newsletters are similar to emails but are filled with detailed information on specific topics. You can write newsletters on any subject and engage people to subscribe to stay updated with the latest trends. In return, subscribers may pay for access to your valuable content.

Additionally, you can further monetize your audience by recommending paid products or affiliate programs related to their interests, as subscribers typically have a high level of engagement in a particular niche.

Here are the most trusted platforms where you can host your newsletter:

1. Mailchimp
2. Substack
3. ConvertKit
4. MailerLite

How to get started?

• Choose a niche that you find very interesting and design the overall format and content.
• Set up your newsletter on trusted platforms and focus on building an audience.
• Monetize your content with a subscription model, affiliate links, sponsored content, and more.

How much can you earn?

Initially, you might not earn a significant amount, but as you build your audience base, you will see a substantial increase in brand deals, paid promotions, and overall revenue.

8. Become an Influencer

You can become a full-time influencer on different social media platforms like Instagram, Facebook, and YouTube and earn money online without investment. You can create content in various niches, such as entertainment, travel, finance, and education.

Different platforms have different audiences, so you can post stories, reels/shorts, or long-form content to engage your audience. The more engaging your content, the more followers you will gain. You can earn money online by monetizing your community through ads or paid promotions.

Here are the most trusted platforms where you can create content:

1. Instagram
2. YouTube
3. Facebook
4. Loco

How to get started?

• Choose a niche that you find a very interesting and suitable platform for it for example educational content does well on youtube.
• Create a content calendar and as per that create both pre planned content as well as trending content.
• Monetize your influence with sponsored content and subscription.

How much can you earn?

It is a very crowded space but if you are creative and can come up with new and unique content ideas then you can also make a regular income from it.

9. Build an App

You can earn money online without investment from building an app in three ways. First, you can create your own app and offer products or services through it. Second, you can develop apps for other businesses. Third, you can build an app that is useful to a large audience and earn from in-app purchases or running ads.

But, if you are looking for a quick and easy way to make money online, app development might not be the ideal method, as it requires time and effort to succeed.

Here are the top websites where you can find quality clients:

1. Upwork
2. Fiverr
3. Freelancer

How to get started?

• Decide on your goal and either look for businesses to work with or identify your own business niche.
• Design and develop the app according to the requirements.
• Test and launch your app, and once you see an increase in traffic, start monetizing it.

How much can you earn?

If you are at a beginner level, you can expect to earn around Rs. 300 to Rs. 700 per hour. For full-time projects, this translates to a monthly income of approximately Rs. 30,000 to Rs. 70,000.

10. Participate in Surveys for Money

You can earn money online from home by filling out online surveys, which can range from video reviews to your preferred shopping brands but it won't be a lot. Most survey websites give small rewards, often in the form of gift cards instead of cash.

Here are the top websites where you can find surveys and earn money online without investment:

1. Swagbucks
2. Surveoo
3. Google Opinion Rewards

How to get started?

• Look for reputable sites that have good reviews, are well-known, and operate in India.
• Fill out all available surveys regularly, as the number of new surveys can be limited on a daily basis.
• Cash out regularly, as payout policies can change frequently. Refer and earn to increase your earnings.

How much can you earn?

Earning highly depends on the app that you are using on google opinion reward you might earn around Rs 160 per month on the other hand Rs 500 to Rs 2,000 on other apps.

11. Become an Insurance POSP

If you want to earn big, becoming an Insurance POSP is the way to go. To sell insurance, you need to be a POSP (Point of Sales Person). After becoming a POSP, you can work with GroMo and sell a wide range of insurance products, from two-wheeler insurance to health insurance.

The Insurance Industry has huge commissions to offer and you can also earn money from home without investment by selling insurance.

Here are the top platforms where you can become an POSP agent:

1. GroMo
2. PolicyBazaar
3. BankBazaar

How to get started?

• Choose a provider and attend free training to become a POSP agent.
• Once you receive your POSP license, find customers in need of insurance and sell them the required products.
• Utilize digital platforms to find new customers and keep in touch with your clients for policy renewals.

How much can you earn?

Your earnings highly depend on the value of the insurance sold, as you can earn up to 25% - 35% on the first premium and 5% - 7.5% on every renewal premium. The more insurance you sell, the higher your recurring monthly income will be.

12. Online Typing Jobs

You can earn money online without investment through typing jobs. Whether you are a student, working professional, or housewife, you can earn money from home.

There are two types of typing jobs. The first is data entry, which involves entering texts and numbers in a sheet. It is ideal for beginners looking to earn money from home without investment. The second type is transcription, where you listen to audio and convert it into text format, suitable for those good at listening and typing accurately.

Here are the top trusted companies who provide these typing jobs:

1. Virtual Bee
2. SpeakWrite
3. Clickworker
4. TranscribeMe

How much can you earn?

You will earn based on the number of pages you have written, and your pay will be adjusted based on the accuracy of your work.

Important Tips Before Starting with Online Earning Platforms

Here are some important tips to consider before choosing online money-earning platforms:

• Choose Reputable Platforms: Opt for well-known platforms with good reviews. Conduct thorough research to ensure their legitimacy and reliability.
• Assess Time Investment: Make a smart choice based on how much time you can invest. Select platforms that align with the time you have available to see substantial earnings.
• Interest and Engagement: Don't just choose platforms based on their earning potential. Ensure you are genuinely interested in the process, as sustained interest is key for long-term success.
• Diversify Your Platforms: Use multiple platforms to diversify your income streams, making the best use of your time and maximizing your earnings.

Earn Money Online without investment’s FAQ

How can I earn ₹1000 a day online?

Indeed, you can earn ₹1000 per day by selling demat accounts through GroMo. For every successful sale, you can earn up to ₹1,200. If you manage to sell one demat account every day, you will be able to achieve this.

Can I earn money online without investment?

You can try different online money earning ways with no investment involved like building your own website, renting used items or becoming an influencer. These methods require time but can provide a steady income without any investment.

Which is no 1 earning app without investment?

Sell and earn app is the no 1 money earning app without investment. For example from GroMo you can earn up to ₹3000 on selling one credit card. The more products you sell, the higher your commissions will be.

How to get 30k fast?

To earn ₹30,000 fast, become a POSP agent and sell insurance through GroMo. Selling life insurance can earn you 25% - 35% on the first premium and 5% - 7.5% on renewals, which helps to earn money online.

Is it possible to earn money online without any investment?

Yes, it is possible to make money online without any investment. You can try different activities like sell & earn apps, take online surveys, or make online courses . These methods allow you to earn money online.

Can I earn money as a student?

Yes, you can earn money as a student by writing blogs, selling photographs online or by publishing paid newsletters as they do not have any minimum age criteria. Balancing work with studies can help you gain skills and financial independence.